Funeral cover in South Africa

South Africa has more funeral policies in force than any other country - around 30 million. That choice is good for your wallet but hard to navigate. These guides compare the major providers, explain waiting periods and payouts, and help you pick cover that actually pays your family when it matters.

Provider reviews

AVBOB Funeral Cover

An honest look at AVBOB funeral cover - what it offers, indicative premiums, the free funeral benefit, waiting periods and how to claim or get a quote.

Capitec Funeral Cover

Capitec funeral cover reviewed - it is Sanlam-underwritten. Indicative prices, cover amounts, waiting period, claims and how to get a quote in South Africa.

Sanlam Funeral Cover

A balanced review of Sanlam funeral cover - indicative premiums, cover amounts, waiting periods, who it suits, and how to claim or get a quote.

Old Mutual Funeral Cover

Old Mutual funeral cover reviewed - indicative premiums, cover amounts, waiting periods, extended family options and how to claim or get a quote.

Assupol Funeral Cover

Assupol funeral cover reviewed - indicative premiums, cover amounts, waiting periods, cover for pensioners and how to claim or get a quote.

Standard Bank Funeral Cover

Standard Bank funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

FNB Funeral Cover

FNB funeral cover reviewed - indicative prices, cover amounts, waiting period, age limits and how to claim or get a quote through the FNB app.

Clientele Funeral Cover

Clientele funeral cover reviewed - indicative premiums, cover amounts, waiting periods, family options and how to claim or get a quote in South Africa.

Hollard Funeral Cover

Hollard funeral cover reviewed - indicative premiums, cover amounts, waiting periods, family options and how to claim or get a quote in South Africa.

Metropolitan Funeral Cover

Metropolitan funeral cover reviewed - indicative premiums, cover amounts, waiting periods, cash-back and how to claim or get a quote in South Africa.

Absa Funeral Cover

Absa funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

Icebolethu Funeral Cover

Icebolethu funeral cover reviewed - indicative package prices, the platinum package, waiting period and how to apply or get a quote in South Africa.

1Life Funeral Cover

1Life funeral cover reviewed - indicative premiums, cover amounts, waiting periods, family options and how to claim or get a quote in South Africa.

Nedbank Funeral Cover

Nedbank funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

Two Mountains Funeral Cover

Two Mountains funeral cover reviewed - indicative prices, packages, waiting period, what the funeral service includes and how to get a quote.

OUTsurance Funeral Cover

OUTsurance funeral cover reviewed - indicative prices, cover amounts, waiting period, the cash-back style benefit and how to claim or get a quote.

Pep Funeral Cover

Pep funeral cover reviewed - indicative in-store prices, cover for pensioners, the underwriter, waiting period and how to take it out or claim.

Doves Funeral Cover

Doves funeral cover reviewed - indicative package prices, what the funeral service includes, waiting period and how to get a quote in South Africa.

Discovery Funeral Cover

Discovery funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

Shoprite Funeral Cover

Shoprite funeral cover reviewed - indicative in-store prices, who underwrites it, waiting period and how to take it out or claim in South Africa.

Safrican Funeral Cover

Safrican funeral cover reviewed - indicative prices, cover amounts, waiting period, group and stokvel options and how to claim or get a quote.

Momentum Funeral Cover

Momentum funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

African Bank Funeral Cover

African Bank funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

Liberty Funeral Cover

Liberty funeral cover reviewed - indicative prices, cover amounts, waiting period, family options and how to claim or get a quote in South Africa.

By life stage

Best Funeral Cover for Parents

How to choose the best funeral cover for parents in South Africa - age limits, waiting periods, premiums and what really matters when insuring older parents.

Funeral Cover for Parents

A plain guide to funeral cover for parents in South Africa - how it works, who can take it out, age limits, waiting periods and the documents you need.

Funeral Cover for Over 65

Funeral cover for over 65 in South Africa - which insurers accept older entrants, what premiums to expect, waiting periods and how to choose wisely.

Funeral Cover for Over 80

Funeral cover for over 80 in South Africa - which insurers accept very old entrants, realistic premiums and cover, waiting periods and honest expectations.

Funeral Cover for Pensioners

Funeral cover for pensioners in South Africa - which insurers accept older entrants, realistic premiums, waiting periods and how to choose cover that pays.

Funeral Cover for Extended Family

Funeral cover for extended family in South Africa - who you can add, how family plans work, age limits, costs and how to cover everyone affordably.

Choosing cover

Best Funeral Cover in South Africa

There is no single best funeral cover in South Africa. Learn the factors that matter - price, waiting period, claims record - and how to compare plans.

Funeral Cover With No Waiting Period

What funeral cover with no waiting period really means in South Africa - when immediate cover applies, what to watch for, and honest expectations.

Compare Funeral Cover

How to compare funeral cover in South Africa fairly - a checklist of premium, cover, waiting period, age limits and claims record so you choose well.

Life Insurance With Funeral Cover

Life insurance versus funeral cover in South Africa - how they differ, when you need both, payout speed and how to combine them without overpaying.

Money & claims

What Is a Funeral Policy?

What is a funeral policy in South Africa - a plain guide to how funeral cover works, premiums, waiting periods, payouts and your rights as a policyholder.

Cash Back Funeral Cover

How cash back funeral cover works in South Africa - what you get back, the conditions, which providers offer it and whether it is worth the higher premium.

How Funeral Cover Payouts Work

How funeral cover payouts work in South Africa - the claim steps, documents needed, typical timing, who gets paid and why claims sometimes get declined.

Funeral Cover Scams and Your Rights

How to spot funeral cover scams in South Africa and use your rights - red flags, why claims get declined and how the National Financial Ombud can help.

Funeral Cover Calculator

Work out how much funeral cover you need in South Africa - a simple calculator approach covering the coffin, service, catering, transport and a buffer.

Funeral Policy vs Burial Society

Funeral policy versus burial society in South Africa - how each works, the pros and cons, the risks of informal societies, and when to use both together.