Clientele Funeral Cover

Clientele funeral cover pays a cash benefit on death, with plans that can cover you, your partner, children and extended family on a single policy. It is a direct insurer, so you usually deal with a call centre rather than a broker or branch. Some plans include added benefits such as a repatriation or family income option.

Here is how Clientele funeral cover stacks up on the structural features that matter, stated in general, indicative terms.

Figures are indicative - confirm current terms with the provider before you sign.

Cover commonly ranges from about R10,000 to R75,000 per life. Family plans bundle several lives, so premiums often start around R100 a month and rise with cover and number of people. Treat these as planning figures, not quotes - Clientele prices each policy on your details.

Clientele generally applies a waiting period of about six months for natural death, with accidental death covered from the start. Make sure you understand when each added family member's cover begins, as new additions can carry their own waiting period.

Clientele suits people who prefer to buy and manage cover by phone or online and want a simple family plan. If you like in-person advice at a branch, a different insurer may suit you better.

Pros: easy direct sign-up; family plans on one premium; established direct insurer; added benefits on some plans.

Cons: phone-based selling means you must read terms carefully yourself; premiums can rise; like all funeral cover, claims can be declined for non-disclosure or missed premiums.

To claim, phone Clientele as soon as possible and submit the death certificate, IDs, policy number and bank details. For a quote, contact Clientele directly through its official phone line or website. We do not sell cover - always compare the premium, cover, waiting period and benefits before you commit.