Provider reviews
Hollard Funeral Cover
By Lindiwe Khumalo · 5 min read · Updated 24 June 2026
- Underwriter
- Hollard Life Assurance Company
- Typical cover
- R5,000 to R100,000 per life
- Typical premium range
- From around R40 to R450+ a month
- Waiting period
- Usually 6 months for natural death, none for accidental
- Sold through
- Direct and via retail and partner brands
Hollard funeral cover is a funeral policy from a large South African insurer that also underwrites many retailer-branded plans, paying roughly R5,000 to R100,000 per life, with a waiting period of about 6 months for natural death and none for accidental death. Its funeral cover pays a cash lump sum to your family on death.
Hollard suits people who want a big underwriter and may already hold a Hollard-backed policy through a retailer. The numbers below are indicative - confirm current premiums and terms with Hollard.
What Hollard offers
Hollard funeral cover pays a cash benefit on death and can include a spouse, children and extended family. Hollard is also a major underwriter behind funeral policies branded by retailers and other partners, so you may hold Hollard cover via another brand. Some plans add benefits like repatriation.
How Hollard funeral cover compares
Here is how Hollard funeral cover stacks up on the structural features that matter, stated in general, indicative terms.
| Feature | Hollard |
|---|---|
| Underwriter | Hollard Life Assurance Company |
| Typical cover range | About R5,000 to R100,000 per life |
| Natural-death waiting period | About 6 months |
| Accidental death cover | Covered from day one |
| Maximum entry age | Yes, on most plans |
| Extended family option | Up to a set age |
| Cash-back / payback | Varies by plan and partner brand - confirm |
| Payout time | Usually within 24 to 48 hours for a valid claim |
Figures are indicative - confirm current terms with the provider before you sign.
Indicative cover amounts and premiums
Cover usually ranges from about R5,000 to R100,000 per life. Premiums depend on age, cover and the number of lives, starting from around R40 a month for basic single cover. These are planning ranges only, not quotes.
Waiting periods
Hollard generally applies a waiting period of about six months for natural death and none for accidental death. Check the policy wording for any plan-specific rules, especially where the policy is sold under a partner brand.
Who it suits and pros and cons
Hollard suits people who want a large underwriter or who buy through a trusted retail brand. Pros: big insurer; widely available; extended family options; added benefits on some plans. Cons: terms vary across partner-branded products; premiums can rise; claims can be declined for non-disclosure or missed premiums.
How to claim and get a quote
To claim, contact Hollard or the brand you bought through and submit the death certificate, IDs, policy number and bank details. For a quote, go directly to Hollard or the retailer that sells the Hollard-backed plan. We do not sell cover - compare premium, cover and waiting period first.
Frequently asked questions
How much is Hollard funeral cover?
Basic single cover can start around R40 a month, with family plans costing more. Pricing depends on age and cover, so get a quote from Hollard or the brand selling its policy.
Does Hollard funeral cover have a waiting period?
Yes, usually about six months for natural death and none for accidental death. Check the specific policy wording, especially for partner-branded plans.
What are Hollard's contact details for a claim?
Use the official Hollard contact channels or those of the brand you bought through. Submit the death certificate, the deceased's ID, the policy number and the claimant's bank details.
Is my retailer funeral policy underwritten by Hollard?
Hollard underwrites many retail and partner funeral policies. Check your policy document - it names the underwriter, which is often Hollard.
Can I add extended family to Hollard cover?
Yes, most Hollard plans allow extended family up to a set age and at an added premium.
Is Hollard funeral cover reliable?
Hollard is a large, regulated insurer. As with any policy, disclose honestly and keep premiums up to date to avoid claim problems.
