Provider reviews
Shoprite Funeral Cover
By Lindiwe Khumalo · 4 min read · Updated 24 June 2026
- Sold by
- Shoprite (insurer-underwritten)
- Typical cover
- R5,000 to R50,000 per life
- Typical premium range
- From around R40 to R250+ a month
- Waiting period
- Usually 6 months for natural death, none for accidental
- Where to buy
- Shoprite money-market counters and in-store
Shoprite funeral cover is an affordable funeral policy sold at Shoprite money-market counters and underwritten by an established insurer, paying roughly R5,000 to R50,000 per life, with a waiting period of about 6 months for natural death and none for accidental death. It is aimed at affordable, easy-to-buy cover for everyday shoppers.
Shoprite cover suits people who want simple, low-cost cover they can arrange while shopping. The figures below are indicative - confirm current premiums and the underwriter in store.
What Shoprite offers
Shoprite funeral cover is sold in-store and underwritten by an established insurer, so a regulated company pays valid claims. It is positioned as affordable, accessible cover for shoppers, with options to add family members. Always check the policy document for the named underwriter and the terms.
How Shoprite (insurer-underwritten) funeral cover compares
Here is how Shoprite (insurer-underwritten) funeral cover stacks up on the structural features that matter, stated in general, indicative terms.
| Feature | Shoprite (insurer-underwritten) |
|---|---|
| Underwriter | Established insurer, sold by Shoprite |
| Typical cover range | About R5,000 to R50,000 per life |
| Natural-death waiting period | About 6 months |
| Accidental death cover | Covered from day one |
| Maximum entry age | Yes, add family members at extra premium |
| Extended family option | Set age limits apply - confirm in store |
| Cash-back / payback | Varies by plan - confirm |
| Payout time | Usually within 24 to 48 hours for a valid claim |
Figures are indicative - confirm current terms with the provider before you sign.
Indicative prices
Cover usually ranges from about R5,000 to R50,000 per life, with premiums from around R40 a month for basic single cover. Family cover costs more. These are guides, not quotes - get the exact premium at the counter.
Waiting periods and claims
Shoprite-sold funeral cover generally has a waiting period of about six months for natural death and none for accidental death. To claim, follow the contact details on your policy document and submit the death certificate, IDs and bank details. Keep your policy paperwork safe.
Who it suits and pros and cons
Shoprite cover suits people wanting cheap, convenient cover bought in store. Pros: affordable; easy to arrange; backed by an insurer. Cons: cover amounts are modest; you must read the terms yourself; disclose honestly and keep premiums paid to avoid claim problems.
Frequently asked questions
How much is Shoprite funeral cover?
Premiums can start around R40 a month for basic single cover, rising for family cover. Get the exact premium at a Shoprite money-market counter.
Who underwrites Shoprite funeral cover?
An established insurer underwrites it. Your policy document names the underwriter, so check it when you take out the cover.
Does Shoprite funeral cover have a waiting period?
Yes, usually about six months for natural death and none for accidental death. Confirm the exact period in your policy.
How do I claim Shoprite funeral cover?
Use the contact details on your policy document and submit the death certificate, the deceased's ID and the claimant's bank details.
Can I add family to Shoprite funeral cover?
Yes, plans usually allow you to add family members at an added premium. Check the limits and any age caps when you apply.
Is Shoprite funeral cover good?
It is convenient and affordable for basic needs. Compare the premium and cover with other low-cost plans before deciding.
