Two Mountains Funeral Cover

Two Mountains offers funeral cover plus its own funeral services through branches around the country. Plans pay a cash benefit and can include funeral packages handled by Two Mountains, covering items like the coffin, hearse and service. You can usually cover yourself, a partner, children and extended family.

Here is how Two Mountains (insurer-underwritten) funeral cover stacks up on the structural features that matter, stated in general, indicative terms.

Figures are indicative - confirm current terms with the provider before you sign.

Cover typically runs from about R10,000 to R75,000 per life, with family plans bundling several people. Premiums often start around R80 a month and rise with cover and lives. Package contents and prices vary by branch - confirm what each package includes. These are guides, not quotes.

Two Mountains generally applies a waiting period of about six months for natural death and none for accidental death. Read the policy and package terms so you know when cover starts and exactly what the funeral service includes.

Two Mountains suits families who want cover and the funeral handled by the same company. Pros: one provider for cover and service; funeral packages; branch network; extended family options. Cons: service benefit is most valuable if you use Two Mountains for the funeral; package contents vary; disclose honestly to avoid disputes.

To claim, contact a Two Mountains branch and submit the death certificate, IDs and policy details. For a quote, go directly to Two Mountains via a branch or its official website. We do not sell cover - compare premium, cover, waiting period and what the funeral package actually includes.