Provider reviews
Doves Funeral Cover
By Lindiwe Khumalo · 4 min read · Updated 24 June 2026
- Provider
- Doves Group (insurer-underwritten)
- Typical cover
- R10,000 to R50,000 per life
- Typical premium range
- From around R80 to R400+ a month for family cover
- Waiting period
- Usually 6 months for natural death, none for accidental
- Funeral service
- Own parlours and funeral packages
Doves funeral cover is a funeral policy from a long-established funeral services group that also runs its own parlours, paying roughly R10,000 to R50,000 per life, with a waiting period of about 6 months for natural death, none for accidental death, plus optional funeral packages. Like AVBOB, it handles both the policy and the funeral.
Doves suits families who want one provider for cover and the service. The figures below are indicative - confirm current package prices with Doves.
What Doves offers
Doves offers funeral cover plus its own funeral services through parlours around the country. Plans pay a cash benefit and can include funeral packages handled by Doves, covering items like the coffin, hearse and service. You can usually cover yourself, a partner, children and extended family.
How Doves (insurer-underwritten) funeral cover compares
Here is how Doves (insurer-underwritten) funeral cover stacks up on the structural features that matter, stated in general, indicative terms.
| Feature | Doves (insurer-underwritten) |
|---|---|
| Underwriter | Insurer-underwritten, Doves Group |
| Typical cover range | About R10,000 to R50,000 per life |
| Natural-death waiting period | About 6 months |
| Accidental death cover | Covered from day one |
| Maximum entry age | Yes, on most plans |
| Extended family option | Set age limits apply |
| Cash-back / payback | Funeral service benefit rather than cash-back |
| Payout time | Usually within 24 to 48 hours for a valid claim |
Figures are indicative - confirm current terms with the provider before you sign.
Indicative prices and packages
Cover typically runs from about R10,000 to R50,000 per life, with family plans bundling several people. Package contents and prices vary by branch - confirm what each catalogue package includes. Premiums often start around R80 a month for family cover. These are guides, not quotes.
Waiting periods
Doves generally applies a waiting period of about six months for natural death and none for accidental death. Read the policy and package terms so you know when cover starts and exactly what the funeral service includes.
Who it suits and pros and cons
Doves suits families who want cover and the funeral handled by the same company. Pros: one provider for cover and service; funeral packages and catalogue; branch network. Cons: the service benefit is most valuable if you use Doves; package contents vary; disclose honestly to avoid disputes.
Frequently asked questions
How much are Doves funeral packages?
Prices vary by package and branch, and by what the service includes. Get a quote from Doves for accurate pricing.
What does a Doves funeral package include?
Packages typically cover items like the coffin, hearse and service, but contents vary. Check the Doves catalogue and confirm what is included before you sign.
Does Doves have a waiting period?
Yes, usually about six months for natural death and none for accidental death. Confirm the exact period in your policy.
How do I contact Doves?
Use the official Doves website or a branch for quotes, the catalogue and claims. Submit the death certificate, the deceased's ID and the policy details to claim.
Where can I find the Doves catalogue?
The official Doves website or a branch carries the current catalogue and package details. Be cautious with out-of-date third-party copies.
Is Doves funeral cover worth it?
It can be strong value if you plan to use Doves for the funeral. If you prefer your own undertaker, compare a pure cash policy.
