FuneralZA

Provider reviews

Icebolethu Funeral Cover

By Lindiwe Khumalo · 5 min read · Updated 24 June 2026

Family protection concept
Icebolethu funeral cover reviewed - indicative package prices, the platinum package, waiting period and how to apply or get a quote in South Africa.
Provider
Icebolethu Group (insurer-underwritten)
Typical cover
R10,000 to R50,000 per life
Typical premium range
From around R80 to R400+ a month for family cover
Waiting period
Usually 6 months for natural death, none for accidental
Packages
Tiered funeral packages including a platinum option

Icebolethu funeral cover is a funeral policy from a large KwaZulu-Natal-based funeral group that also runs its own services, paying roughly R10,000 to R50,000 per life, with a waiting period of about 6 months for natural death, none for accidental death, and tiered packages including a platinum option. Like other parlour-insurers, it handles both the policy and the burial.

Icebolethu suits families who want cover and the funeral from one provider. The figures below are indicative - confirm current package prices with Icebolethu.

What Icebolethu offers

Icebolethu offers funeral cover and its own funeral services through branches, with tiered packages from basic to platinum. Plans pay a cash benefit and can include a funeral service handled by Icebolethu. You can usually cover yourself, a partner, children and extended family, and apply online or at a branch.

How Icebolethu (insurer-underwritten) funeral cover compares

Here is how Icebolethu (insurer-underwritten) funeral cover stacks up on the structural features that matter, stated in general, indicative terms.

FeatureIcebolethu (insurer-underwritten)
UnderwriterInsurer-underwritten, Icebolethu Group
Typical cover rangeAbout R10,000 to R50,000 per life
Natural-death waiting periodAbout 6 months
Accidental death coverCovered from day one
Maximum entry ageYes, on most plans
Extended family optionSet age limits apply
Cash-back / paybackFuneral service benefit rather than cash-back
Payout timeUsually within 24 to 48 hours for a valid claim

Figures are indicative - confirm current terms with the provider before you sign.

Indicative prices and packages

Cover typically runs from about R10,000 to R50,000 per life, with family plans bundling several people. Package tiers, including the platinum package, differ in what the service includes. Premiums often start around R80 a month for family cover. These are guides, not quotes - confirm package contents and prices with Icebolethu.

Waiting periods

Icebolethu generally applies a waiting period of about six months for natural death and none for accidental death. Read the policy and package terms so you know when cover starts and exactly what each package tier includes.

Who it suits and pros and cons

Icebolethu suits families, especially in KwaZulu-Natal, who want cover and the funeral from one provider. Pros: tiered packages; branch network; online application; extended family options. Cons: the service benefit is most valuable if you use Icebolethu; package contents vary; disclose honestly to avoid disputes.

How to apply and claim

Apply online or at an Icebolethu branch for a quote. To claim, contact Icebolethu and submit the death certificate, IDs and policy details. We do not sell cover - compare premium, cover, waiting period and what each package includes before deciding.

Frequently asked questions

How much are Icebolethu funeral packages?

Prices vary by package tier, from basic to platinum, and by what the service includes. Get a quote from Icebolethu for accurate pricing.

What is the Icebolethu platinum package?

The platinum package is Icebolethu's top tier, typically with a more comprehensive funeral service. Confirm exactly what it includes and the premium before you sign.

Does Icebolethu have a waiting period?

Yes, usually about six months for natural death and none for accidental death. Confirm the exact period in your policy.

How do I apply for Icebolethu funeral cover?

Apply online through the official Icebolethu site or at a branch. You will provide your and your family's details to get a quote.

How do I claim from Icebolethu?

Contact Icebolethu and submit the death certificate, the deceased's ID and the policy details. The branch helps coordinate the funeral service.

Is Icebolethu funeral cover worth it?

It can be strong value if you plan to use Icebolethu for the funeral, especially in KwaZulu-Natal. Compare a pure cash policy if you prefer your own undertaker.