Provider reviews
Assupol Funeral Cover
By Lindiwe Khumalo · 5 min read · Updated 24 June 2026
- Underwriter
- Assupol Life
- Typical cover
- R5,000 to R50,000 per life
- Typical premium range
- From around R40 to R350+ a month
- Waiting period
- Usually 6 months for natural death, none for accidental
- Older entrants
- Plans available for pensioners and older parents
Assupol funeral cover is a funeral policy from an established insurer focused on older entrants, paying roughly R5,000 to R50,000 per life, with a waiting period of about 6 months for natural death, none for accidental death, and plans aimed at pensioners and parents over 65. Its plans pay a cash lump sum on death.
Assupol suits people who want accessible cover and the chance to insure older parents. The numbers below are indicative - confirm current premiums and terms with Assupol.
What Assupol offers
Assupol funeral cover pays a cash benefit on death, with plans that cover you, a partner, children and extended family. Assupol is known for plans aimed at older entrants, including pensioners and parents over 65, though premiums rise with age and cover at older entry ages can be more limited.
How Assupol funeral cover compares
Here is how Assupol funeral cover stacks up on the structural features that matter, stated in general, indicative terms.
| Feature | Assupol |
|---|---|
| Underwriter | Assupol Life |
| Typical cover range | About R5,000 to R50,000 per life |
| Natural-death waiting period | About 6 months |
| Accidental death cover | Covered from day one |
| Maximum entry age | Yes, including pensioners and over-65s |
| Extended family option | Up to a set age, varies |
| Cash-back / payback | Varies by plan - confirm |
| Payout time | Usually within 24 to 48 hours for a valid claim |
Figures are indicative - confirm current terms with the provider before you sign.
Indicative cover amounts and premiums
Cover usually ranges from about R5,000 to R50,000 per life. Premiums depend on age, cover and lives insured, starting around R40 a month for basic single cover. Cover for older entrants costs more. These are indicative ranges, not quotes.
Waiting periods
Assupol generally applies a waiting period of about six months for natural death and none for accidental death. Plans for older entrants may have specific terms, so read the policy schedule carefully before you sign.
Who it suits and pros and cons
Assupol suits people wanting accessible cover and a realistic option for insuring older parents. Pros: established insurer; plans for pensioners and over-65s; extended family options. Cons: premiums for older entrants are higher; cover amounts can be capped at older ages; disclose honestly to avoid claim issues.
How to claim and get a quote
To claim, contact Assupol and submit the death certificate, IDs, policy number and bank details. For a quote, go directly to Assupol via its website, a branch or an adviser. We do not sell cover - compare premium, cover and waiting period before deciding.
Frequently asked questions
How much is Assupol funeral cover?
Basic single cover can start around R40 a month, with higher premiums for older entrants and family plans. Get a quote from Assupol for accurate pricing.
Does Assupol cover pensioners and over-80s?
Assupol offers plans aimed at older entrants, including pensioners. Cover amounts and premiums for over-80s vary, so ask about the specific age limits and terms.
What is the Assupol waiting period?
Usually about six months for natural death and none for accidental death. Confirm the exact period in your policy schedule.
How do I claim from Assupol?
Contact Assupol, then submit the death certificate, the deceased's ID, the policy number and the claimant's bank details.
What is the Assupol age limit?
Entry age limits depend on the plan, and older entrants pay more for less cover. Ask Assupol about the limit for the plan you want.
Is Assupol funeral cover good for parents?
It can be, since Assupol offers plans for older entrants. Compare premiums and waiting periods with other parent-friendly insurers before choosing.
