OUTsurance Funeral Cover

OUTsurance funeral cover pays a cash benefit on death and can include a partner, children and extended family. OUTsurance is known for a cash-back style benefit on some products, so ask whether your funeral plan qualifies and on what terms. It is a direct insurer bought by phone or online.

Here is how OUTsurance funeral cover stacks up on the structural features that matter, stated in general, indicative terms.

Figures are indicative - confirm current terms with the provider before you sign.

Cover usually ranges from about R10,000 to R100,000 per life. Premiums depend on age, cover and lives insured, often starting around R60 a month. These are planning ranges, not quotes - OUTsurance prices each policy individually.

OUTsurance funeral cover generally has a waiting period of about six months for natural death and none for accidental death. Read the policy so you understand the waiting period and exactly how any cash-back style benefit is earned and paid.

OUTsurance suits people who like direct insurers and a possible cash-back angle. Pros: established direct insurer; possible cash-back style benefit; family options. Cons: cash-back benefits have conditions; phone-based sales mean you must check terms yourself; premiums can rise; disclose honestly to avoid disputes.

To claim, phone OUTsurance and submit the death certificate, IDs, policy number and bank details. For a quote, go directly to OUTsurance by phone or on its official website. We do not sell cover - compare premium, cover, waiting period and the cash-back terms before deciding.